Business Services, Loan Officers

Movement Mortgage
Charlie Leonard

Office: 540-850-0001
Mobile: 540-850-0001
NMLS: #380699
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302 Westwood Office Park, 

Fredericksburg Va 22401

New Dominion Financial
Amy Vernam Office:540-373-8100
Mobile: 540-373-8100
NMLS: #1104064
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406 Amelia St

Fredericksburg Va 22401

Gold Star Mortgage Financial Group
Markita Woods Office:703-929-2274
NMLS: #196099
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12726 Directors Loop
Woodbridge, Virginia 22192


Why Get Pre-Qualified?


  1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
  2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
  3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


Berkshire Hathaway HomeServices does not endorse any of the products or vendors, referenced on this material. Any mention of vendors, products, or services is for informational purposes only.